Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. Outperforming incumbents with modern experience and digital infrastructure. Monzo has also been able to move faster than incumbents because of its forward-looking approach to building banking infrastructure.

peer-to-peer 103

peer-to-peer incumbents finance financing 103

Tomasz Tunguz

OCTOBER 14, 2021

Spot AI enables simple access to insight from video. Spot AI builds an artificially intelligent camera system that stores video, analyzes it, and enables collaboration across a team. More than just transforming the user interface, Spot AI disrupts the purchasing process. Plus, it’s plug and play.

incumbents 112

incumbents hospitality disruption enablement 112

TechCrunch

MAY 23, 2022

Recently, there’s been rapid digitization of this market , with several startups upending incumbents such as classifieds and hoping to define the new era of used-car-sale platforms. But t he used cars market isn’t only enormous in Egypt; it is in almost every country with a large population globally. Some include U.K.’s

disruption 99

disruption financing finance venture capital 99

TechCrunch

AUGUST 11, 2021

We see an emphasis on young founders (“40 Under 40”), innovative ideas and disruptive challenges to legacy brands, incumbent companies and “old” ways of thinking.

incumbents 101

incumbents peer-to-peer strategy opportunity 101

TechCrunch

MAY 25, 2022

He has a deep history of investing in deep tech startups that have gone on to disrupt industries across AI, data, semiconductors, among others.” “Sima.ai’s software and hardware platform can be used to enable scaling machine learning to [a range of] embedded edge applications. As over-100-employee Sima.ai

startup 95

startup accelerator incumbents disruption 95

TechCrunch

APRIL 26, 2021

We’re excited that this funding will enable us to help tens of thousands of people across the country make their broadband simple, for good.”. ” Cuckoo Internet closes seed funding to disrupt UK broadband market. Who’s funding privacy tech?

investing 98

investing investment incumbents startup 98

Tomasz Tunguz

OCTOBER 28, 2024

On Monday, at TC Disrupt Colin Zima CEO of Omni , Jordan Tigani CEO of Motherduck , Daniel Svnova CEO of Superlinked & Toby Mao CTO of Tobiko Data who are leading the evolution of the Post Modern Data Stack discussed the trends they are seeing. New BI systems will enable both. Vectors power AI systems.

incumbents 77

incumbents disruption collaboration enablement 77

TechCrunch

NOVEMBER 22, 2021

Bhettay wasn’t planning to raise additional funds so soon after the Series B, but said accelerated growth in the business enabled the company to hire more, check off more of the to-do list items over the past eight months and provided a unique opportunity to lean in on partnerships and expand financial plans.

capital 98

capital incumbents education health 98

TechCrunch

AUGUST 4, 2022

In a nutshell, Geopagos feels it is in the ideal position of being able to serve as the software enabler that can retrofit incumbents like large banks and launch the enablers like fintechs. Indeed, customers include large financial institutions, fintechs, retailers and software companies, among others.

startup 84

startup incumbents finance financing 84

TechCrunch

JANUARY 16, 2021

At Qumra, we get excited about companies that disrupt traditional industries while doing good and improving quality of life. Our portfolio includes some great examples such as Fiverr that has disrupted the labor market by unlocking the global talent pool, or Talkspace, which is providing access to therapy to all. are at risk.

startup 141

startup mix-use SaaS advice 141

TechCrunch

MARCH 18, 2022

faster than those incumbents, and continue to expand it to more services in its home market, as well as take them abroad. That spells opportunity for companies that are enabling that adoption. The growth of e-commerce and other services on digital platforms has further spurred that trend.

incumbents 79

incumbents enablement disruption innovation 79

Tomasz Tunguz

AUGUST 28, 2021

The platform fee establishes a stable relationship and the usage pricing enables the customer to scale up or down as a function of their traffic which might vary throughout the year. Sometimes, entering the market with a different pricing model disrupts incumbents. Segment is a good example of this. Competition.

frameworks 103

frameworks strategy incumbents startup 103

Tomasz Tunguz

DECEMBER 2, 2012

In this month’s HBR, Clay Christensen and Maxwell Wessell published an article targeted to the CEOs of large companies on how to prevent disruption to their businesses. This is particularly true when incumbents are already competing with each other with commodity goods and use price as a differentiator.

disruption 40

disruption incumbents real estate startup 40

TechCrunch

DECEMBER 14, 2022

“As many businesses are coming out of the pandemic with a new affinity for hybrid and remote work, modern technologies that can best enable the secure and efficient delivery and management of digital workspaces are in high demand.” . “The market timing for this investment is ideal,” he added.

incumbents 90

incumbents disruption board enablement 90

TechCrunch

NOVEMBER 11, 2021

In addition, a direct customer feedback loop enables The Naked Market to quickly gauge which products are winning with consumers so they can be scaled. Fugman said a multibillion market like that “gets us excited to have this kind of landscape for disruption.”

capital 86

capital incumbents venture capital enablement 86

TechCrunch

MAY 3, 2023

This, along with the platform’s emphasis on no-code capabilities, differentiates Pando from incumbents like SAP, Oracle, Blue Yonder and E2Open, Jayakrishnan asserts. The result of those major disruptions? ” Pando makes a best effort to automate processes around the supply chain. billion in 2019.

investing 100

investing investment startup transportation 100

TechCrunch

SEPTEMBER 15, 2021

Ascend is offering point-of-sale financing to enable insurance brokers to break up those commercial payments into monthly installments. Our platform not only reduces the friction with payments by enabling customers to pay how they want to pay, but also helps carriers sell more insurance.”. Ascend app.

financing 83

financing finance incumbents disruption 83

TechCrunch

JUNE 23, 2022

Fintech startups are convinced that banks have lobbied the RBI to reach this decision, employing the age-old tactic where incumbents cry foul and rely on the regulator to rescue the day. But until some change or clarity arrives, large disruptions are expected. Some banks have been employing the same strategy for like a decade!”

startup 97

startup incumbents disruption accelerator 97

TechCrunch

JULY 7, 2021

Businesses that operate fleets need to enable their drivers to pay for vehicle-related expenses when they’re on the road, such as maintenance, roadside assistance and gas. It’s the perfect recipe for a startup to come in and disrupt it with a much better experience,” Mohnot told TechCrunch via e-mail.

founder 98

founder startup incumbents finance 98

TechCrunch

NOVEMBER 23, 2021

“So we came to enable businesses to deliver personalized digital content via a personal landing page that can be built easily within the Mobiz platform and deliver on the SMS channel.” “How we’ve disrupted our space in South Africa, we see an opportunity over there.

incumbents 90

incumbents disruption opportunity enablement 90

TechCrunch

OCTOBER 20, 2022

A new startup is setting out to help companies build and harness communities around their products, enabling them to side-step multiple disparate tools and manage everything in a single platform. funds, including J&T Ventures, Credo Ventures, Mxv Capital, and Plug & Play Tech Center. Community meets product. .”

communities 82

communities mix-use incumbents disruption 82

American Entrepreneurship

SEPTEMBER 22, 2023

“Investors are putting a premium on growth in the context of profitability, and we’re growing exceptionally fast because we’re able to profitably serve customers who aren’t being well served by incumbents,” said Sean Harper, CEO of Kin.

financing 52

financing finance incumbents entrepreneurship 52

Tomasz Tunguz

MAY 23, 2013

It’s the company that pursues an incumbent with faster, better or cheaper solution and in particular a solution that cannibalizes the incumbent’s business model typically because of a lower cost structure. Companies like AirBnB, Uber, Path, and Axial are pursuing this strategy disrupting Craigslist, Facebook and LinkedIn.

incumbents 45

incumbents enablement strategy disruption 45

TechCrunch

MAY 12, 2022

” Interestingly, though, it seems that it’s all still relatively small compared to the overall amount of transactions, which underscores to just how much has to happen before the concept of account-to-account (and the companies enabling it) can hope for any kind of mainstream acceptance.

incumbents 81

incumbents finance financing innovation 81

Unvalidated Learnings

SEPTEMBER 26, 2014

“Businesses that disrupt/create huge markets with a non-replicable product offering a must-have service , which gets better the more people use it.” This is what enables this type of exponential charts: The larger the user base, the faster the growth 3. What’s yours? ”?—?below below is my answer to his question.

investing 52

investing investment peer-to-peer disruption 52

Entrepreneur's Handbook

JUNE 21, 2021

Another example is Stone, a Brazilian fin-tech unicorn started in 2012, which disrupted the incumbents’ sales strategy by creating a hub-and-spoke model that deployed a passionate salesforce of “Stone Warriors” throughout the country. Putting it all together Quality beats quantity when it comes to launching.

startup 89

startup strategy SaaS incumbents 89

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer expectations. Monzo attacked incumbent models by creating an entirely app-based experience where customers could open a checking account from their phone for free. Traditional banks have not been able to keep pace.

peer-to-peer 40

peer-to-peer incumbents finance financing 40

TechCrunch

SEPTEMBER 18, 2022

This is particularly interesting because many of the existing corporate card players often point to Concur as an incumbent that they are trying to replace. In case you have been hiding under a rock and haven’t heard, TechCrunch Disrupt is coming to San Francisco October 18–20! Hope you’re doing the same! See you next week!

real estate 82

real estate incumbents opportunity founder 82

Unvalidated Learnings

JUNE 8, 2017

As such, the history of the MP3 gives an excellent framework to anticipate how disruptive 10x innovations impact a market, and who the winners and losers of such breakthroughs will be. incumbents simply did not have the right teams to adapt to the changing environment. The MP3 is a perfect case study of Innovator’s Dilemma.

incumbents 40

incumbents disruption frameworks innovation 40

Tomasz Tunguz

JANUARY 14, 2016

Inexpensive equity dollars enable capital-intensive companies to amass the warchest necessary to dethrone incumbents. The capital markets have boosted these types of startups, helping them raise huge amounts of capital at attractive prices, and disrupt massive markets.

real estate 40

real estate startup incumbents sustainability 40

OurCrowd

AUGUST 14, 2019

While incumbent competitor Mattress Firm began a process of consolidation and subsequently filed for bankruptcy in 2018, Casper announced it would be opening 200 retail locations across the US. CB4 , for example, has developed machine learning software that enables retail chains to solve operational issues that hamper sales.

sustainability 51

sustainability incumbents technology strategy 51

Y Combinator

APRIL 26, 2021

Even with $125K from YC and $1–2M in venture funding, a startup’s credit limit is still likely to tap out at $20K from an incumbent creditor—which is not nearly enough to cover software, marketing, and other expenses. incumbent offerings which only offered end-of-month reconciliation). The incumbent system involves three key “stacks.”

incumbents 130

incumbents finance financing enablement 130

TechCrunch

JULY 25, 2022

It’s been on the lips of a growing number of investors on the hunt for disruptive opportunities blockchain-based technologies can offer. Blockchain is at its most powerfully disruptive when it supplies the missing link. can repair the attention-driven digital economy. What’s your web3 strategy?

frameworks 91

frameworks founder incumbents disruption 91

Both Sides of the Table

DECEMBER 22, 2011

Socially connected individuals and platforms that enable faster roll-outs of successful products. Ones that offer amazing value (low relative margins) at high volumes that makes it nearly impossible for high-cost incumbents to compete. How does the incumbent respond? How do existing incumbents compete with that?

incumbents 386

incumbents startup networking disruption 386

Tomasz Tunguz

MAY 20, 2015

Today, we’re seeing a new segment of the SaaS ecosystem move to free - the SaaS Enabled Marketplace (SEM). SaaS Enabled Marketplaces, like Contently, charge for both software (content management tools) and access to a market place (of content producers). FSEMs can be incredibly disruptive businesses.

enablement 40

enablement SaaS incumbents startup 40

TechCrunch

OCTOBER 26, 2022

“Devtron integrates with products across the lifecycle of microservices, and in particular Kubernetes, enabling its users to deploy faster and automate their CI/CD pipelines without worrying about Kubernetes knowhow,” Insight Partners principal Josh Zelman told TechCrunch via email.

capital 73

capital incumbents enablement disruption 73

Tomasz Tunguz

APRIL 10, 2013

Leveraging the secret means disruption and ultimately success. Startups shouldn’t rely on more manpower, bigger ad budgets or data access advantages in fields where there is a large incumbent. Find your secret and you’ll be well on your way to disrupting a huge market. Don’t oppose strength with strength.

incumbents 45

incumbents startup disruption enablement 45