Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. Outperforming incumbents with modern experience and digital infrastructure. Monzo has also been able to move faster than incumbents because of its forward-looking approach to building banking infrastructure.

peer-to-peer 103

peer-to-peer incumbents finance financing 103

TechCrunch

MAY 11, 2021

A number of fintechs have popped up as of late aiming to disrupt the traditional model of evaluating an individual’s creditworthiness. It’s raising a $30 million Series B, led by TransUnion — one of the largest incumbents in an industry that Spring Labs is looking to shake up. Spring Labs is one of them.

collaboration 95

collaboration incumbents networking disruption 95

Tomasz Tunguz

JUNE 9, 2016

Which are the ripest areas for startups to disrupt using machine learning? Facebook’s network effects of it social network, in combination with its strategic acquisitions of other fast-growing social networks like Instagram and WhatsApp, reinforce its natural monopoly.

disruption 40

disruption incumbents networking innovation 40

TechCrunch

NOVEMBER 22, 2021

Today, Fuzzy announced $44 million in growth funding to expand its digital pet care network of veterinary professionals to alleviate some of the strain on the industry and make care accessible and affordable to all. The San Francisco-based company previously raised $18 million in a Series B round in March. Fuzzy live chat via its app.

capital 98

capital incumbents education health 98

TechCrunch

FEBRUARY 2, 2022

Additionally, Melonn works with a range of transportation providers, including incumbents such as FedEx or DHL and last-mile startups, to reduce shipping times and costs. . Melonn then takes care of the picking, packing and delivery, so that end-consumers receive their orders on the same or next day, also taking care of returns.

enablement 97

enablement startup incumbents transportation 97

TechCrunch

APRIL 20, 2022

When it comes to presentation creation, PowerPoint and Keynote remain the de facto tools by incumbent advantage. But this hasn’t stopped startups from trying to disrupt the status quo. Besides Prezi, there’s Pitch , a deck creation suite from the founders of Wunderlist. Prezent.ai

consulting 84

consulting incumbents disruption pitching 84

TechCrunch

MAY 3, 2023

This, along with the platform’s emphasis on no-code capabilities, differentiates Pando from incumbents like SAP, Oracle, Blue Yonder and E2Open, Jayakrishnan asserts. The result of those major disruptions? Customers can customize the tools and apps or build their own using Pando’s APIs. billion in 2019. .

investment 100

investment investing startup transportation 100

TechCrunch

OCTOBER 1, 2021

At TechCrunch Disrupt, Houseparty founder Ben Rubin emphasized decentralization as Web3’s central feature. individuals give money and personal data to network operators in exchange for access to information. “In We have many more Disrupt recaps to come in the next few days, so stay tuned. In today’s Web 2.0,

finance 74

finance financing venture capital disruption 74

abovethecrowd.com

APRIL 17, 2013

A sustainable platform or marketplace is one where the value of being in the network clearly outshines the transactional costs charged for being in the network. This way, suppliers will feel obliged to stay on the platform, and consumers will not see prices that are overly burdened by the network provider.

strategy 101

strategy networking disruption sustainability 101

TechCrunch

JANUARY 16, 2021

At Qumra, we get excited about companies that disrupt traditional industries while doing good and improving quality of life. Our portfolio includes some great examples such as Fiverr that has disrupted the labor market by unlocking the global talent pool, or Talkspace, which is providing access to therapy to all. are at risk.

startup 141

startup mix-use SaaS opportunity 141

Unvalidated Learnings

SEPTEMBER 26, 2014

“Businesses that disrupt/create huge markets with a non-replicable product offering a must-have service , which gets better the more people use it.” be it thanks to the network effects of peer-to-peer models or the natural virality of communication tools. What’s yours? ”?—?below below is my answer to his question.

investment 52

investment investing peer-to-peer disruption 52

Entrepreneur's Handbook

JUNE 21, 2021

If you are a problem insider, interview people from your personal network and ask these open questions among others: How much time and/or money are they are losing due to existing inefficiencies? These early adopters play a critical role, helping you sharpen your value proposition and spread the word. How to find them?

startup 89

startup strategy SaaS incumbents 89

TechCrunch

OCTOBER 20, 2022

The Prague-based company represents one of the Battlefield 200 startup exhibitors at TC Disrupt this week, and TechCrunch caught up with the cofounders to get the lowdown on what Talkbase is all about, and the problem that it’s looking to solve. Community meets product.

communities 82

communities mix-use incumbents disruption 82

Tomasz Tunguz

MAY 23, 2013

It’s the company that pursues an incumbent with faster, better or cheaper solution and in particular a solution that cannibalizes the incumbent’s business model typically because of a lower cost structure. Companies like AirBnB, Uber, Path, and Axial are pursuing this strategy disrupting Craigslist, Facebook and LinkedIn.

incumbents 45

incumbents enablement strategy disruption 45

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer expectations. Monzo attacked incumbent models by creating an entirely app-based experience where customers could open a checking account from their phone for free. Traditional banks have not been able to keep pace.

peer-to-peer 40

peer-to-peer incumbents financing finance 40

Unvalidated Learnings

JUNE 8, 2017

As such, the history of the MP3 gives an excellent framework to anticipate how disruptive 10x innovations impact a market, and who the winners and losers of such breakthroughs will be. incumbents simply did not have the right teams to adapt to the changing environment. The MP3 is a perfect case study of Innovator’s Dilemma.

incumbents 40

incumbents disruption frameworks innovation 40

Both Sides of the Table

DECEMBER 22, 2011

Ones that offer amazing value (low relative margins) at high volumes that makes it nearly impossible for high-cost incumbents to compete. How does the incumbent respond? Does your product dramatically reduce costs in an industry with large incumbents and fat margins? How do existing incumbents compete with that?

incumbents 386

incumbents startup networking disruption 386

Y Combinator

APRIL 26, 2021

Even with $125K from YC and $1–2M in venture funding, a startup’s credit limit is still likely to tap out at $20K from an incumbent creditor—which is not nearly enough to cover software, marketing, and other expenses. incumbent offerings which only offered end-of-month reconciliation). The incumbent system involves three key “stacks.”

incumbents 130

incumbents finance financing enablement 130

abovethecrowd.com

JULY 17, 2013

Then came client-server, which also launched new winners at the expense of older incumbents. Most interestingly, new company wealth (pure play Internet companies) far exceeds “transitioned wealth” (incumbent companies transitioning their model successfully to the new platform). TripAdvisor and Yelp rule the day, not Frommers and Zagat.

incumbents 96

incumbents real estate disruption development 96

Tomasz Tunguz

JUNE 18, 2017

Tack on a major global mobile phone carrier, and the social network might replicate M-Pesa’s or WeChat’s social success globally. Salesforce might be less of a traditional business, but the impact to the software world would be just as disruptive.

incumbents 75

incumbents disruption technology networking 75

TechCrunch

SEPTEMBER 14, 2022

For example, he says there aren’t standard contracts, and there isn’t a financial services network that holds deposits and settles payments. “C-suite decision-makers recognize the need for a trusted system of record, and this has been magnified by the ongoing supply chain disruption.

incumbents 82

incumbents disruption capital support 82

TechCrunch

JULY 13, 2022

It runs an agent network that uses cash on hand to service customers who can make free deposits and withdrawals and get charged a 1% fee whenever they send money. The company is disrupting the mobile money industry dominated by banks and telcos with its app-based solution, cheaper fees and QR-based tech.

incumbents 98

incumbents disruption capital venture capital 98

Tomasz Tunguz

SEPTEMBER 10, 2014

I was given a copy at TechCrunch Disrupt. Second, network effects that enable the business to grow faster as it scales. Idea 2: Disruption is the wrong mind-set. Today’s mantra of disrupting industries focuses startups on existing competitive markets. Over the past day or so, I’ve read it in its entirety.

disruption 40

disruption startup incumbents culture 40

Tomasz Tunguz

MAY 8, 2017

I was first exposed to performance pricing in the ad network world. In the late 2000s, hundreds of ad networks popped up each promising slightly better performance for their advertisers and their publishers. But the reality is more nuanced. These are my observations from the evolution of that industry.

SaaS 40

SaaS incumbents strategy disruption 40

Tomasz Tunguz

MAY 20, 2015

Chris Dixon has a catch phrase for this type of business: come for the tool, stay for the network. Incumbents often can’t compete with free without cannibalizing their current business. FSEMs can be incredibly disruptive businesses. Second, this free software builds an important data asset.

enablement 40

enablement SaaS incumbents startup 40

TechCrunch

AUGUST 7, 2022

Execs from the two startups say the combined company will have processed over $5 billion in payments and built a network of over 500,000 connected businesses by creating B2B DeFi payment networks in both the U.S. and Mexico. Today the U.S. Specifically, it said, in Q2 2022, “ VC investment in fintech companies fell 17.8%

real estate 106

real estate VC mix-use opportunity 106

Andreessen Horowitz

DECEMBER 13, 2023

The emergence of generative AI, cloud computing, and new spatial platforms is poised to disrupt 3D creation end-to-end. Ultimately, these engine unbundling approaches are market wedges to find soft spots where a new creation tool can provide 10x improvement over incumbents.

incumbents 145

incumbents creativity development enablement 145

TechCrunch

AUGUST 23, 2022

Disrupt is turning 12 years old. We’ll have the new Discovery Stage featuring in-depth demos and speaker Q&As, roundtables, networking, breakout sessions and more. And in the name of coming back bigger and better than ever, the Disrupt Startup Battlefield has grown by 10x. Disrupt Stage Agenda.

disruption 81

disruption pitching VC ventures 81

Y Combinator

MAY 8, 2019

What’s fascinating to me about my mornings is those six startups, and they are startups, are all very much part of my life and have completely disrupted the incumbents in those space. I feel like all those industries are being disrupted dramatically by people who are just better at customer experience, a step function better.

consulting 51

consulting advice founder peer-to-peer 51

abovethecrowd.com

NOVEMBER 14, 2017

Our firm has had the good fortune to invest in many two-sided networks that used information aggregation, supplier aggregation, and user generated content to attract and inform consumers and resultantly disrupt and change different industries. He runs the Game Show Network. That podcast is included here along with a transcript.

health 43

health VC hospitality disruption 43